1. About Us

This website is operated by Andrew J Fraser, a firm providing accounting and tax advisory services in the United Kingdom. Our registered office is at 2 Bisham House, Woodside Gardens, Marlow, SL7 1FQ, United Kingdom. You can contact us at enquiries@ajfraser.co.uk or +44 1628 900300.

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2. Acceptance of Terms

By accessing or using this website, you agree to be bound by these Terms and Conditions. If you do not agree to them, you must not use this site.

​We may revise these terms at any time without notice by updating this page. You are advised to review them regularly.

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3. Use of the Website

You may use this website only for lawful purposes. You agree not to:

• Use the site in any way that breaches applicable local, national, or international law or regulation.

• Transmit any material that is defamatory, offensive, or otherwise objectionable.

• Attempt to gain unauthorised access to the site or its servers.

We reserve the right to suspend or terminate your access if we believe you have violated these terms.

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4. Intellectual Property

All content on this site – including but not limited to text, logos, graphics, and downloadable materials – is owned by or licensed to Andrew J Fraser. You may:

• View pages for personal and non-commercial use only.

• Not copy, reproduce, or distribute any content without prior written permission.

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5. Reliance on Information

The content on this website is provided for general information only. It does not constitute accounting, tax, or legal advice and should not be relied upon as such.

​We make reasonable efforts to update the information but make no guarantees it is accurate, complete, or up to date.

​If you need tailored advice, please contact us directly.

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6. Limitation of Liability

To the maximum extent permitted by law, we disclaim all liability for any loss or damage (direct or indirect) arising from:

• Use of, or inability to use, the website

• Reliance on any content or material displayed

• Any virus, distributed denial-of-service attack, or other technologically harmful material

Nothing in these terms limits liability for death or personal injury caused by negligence, fraud, or any liability that cannot be excluded under UK law.

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7. Third-Party Links

This website may include links to third-party websites for your convenience. We do not endorse or control these sites and are not responsible for their content or any loss that may arise from your use of them.

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8. Data Protection and Privacy

We take your privacy seriously. Please read our separate Privacy Policy and Cookie Policy, which explain how we collect, use, and protect your personal data.

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9. Uploading Content 

If you upload or submit any content to us through the site (e.g. documents, queries, testimonials), you:

• Warrant that you own or have permission to use it

• Grant us a non-exclusive licence to use, store and copy it

• Agree not to upload anything illegal, defamatory or infringing

 

10. Availability and Changes to the Website

We aim to keep the website available at all times but do not guarantee uninterrupted access. We may suspend or withdraw the site without notice.

​We also reserve the right to change the content, layout, or functionality at any time.

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11. Governing Law

These terms are governed by the laws of England and Wales. Any disputes shall be subject to the exclusive jurisdiction of the English courts.

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12. Complaints or Concerns

If you have any concerns about material that appears on our site or the services we provide, please contact us at enquiries@ajfraser.co.uk.

 

13. Regulatory Disclosures

Andrew J Fraser is regulated by the ICAEW and is subject to their ethical and regulatory standards. Our professional indemnity insurance is provided by AXA with territorial coverage including the UK.